Equities First Holdings is an international lender as well as leader in alternative shareholder finding solutions. The company has been seeing more footing in margin loans and stock-based loan in an economic environment where banks and institutions have made it difficult to access loans. Equities First is increasing the option and offering the much-needed means for coming up with quick capital especially for individuals who have a challenge with meeting the conventional credit access qualification. More people looking for business and personal loans have expressed their gratitude to Equities First as it is providing an alternative solution to obtaining the much-required cash and read full article.
Banks have recently cut down on their loans, tightening loan qualification requirements and in some cases even requiring a valid reason for giving loans. All these and more has hindered some people from getting capital for their businesses. According to the founder of Equities First, stocks provide a suitable collateral for loans thus offering an innovative alternative to credit access. What’s more, stock-based loans have a higher loan to value ratio compared to the marginal loans. They also come with a fixed interest rate, which means that there is a reasonable level of certainty throughout the transaction.
An investor going for stock-based loans lowers the risks of an investment in a downsizing market. This cushions them against market fluctuation that occurs over a long period. In addition, the stock-based loan comes with a non-recourse feature, which gives the borrower an option of walking out of the stock loan at any moment even when there is a depreciation of the stock’s value and learn more about Equities First.
Margin loans differ from stock-based loans despite certain similarities. With margin loans, there is a need for prequalification as it is with typical bank loans and you may need to specify the reason for your loan, which is not the case with stock-based loans and Equities First’s lacrosse camp.